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Commercial Credit Terms

Better Business Credit

Credit Key offers simple monthly terms in seconds, for your OTRUSA.COM purchases.

  • Up to $50,000 credit line
  • Fees starting at 1% monthly, after 30 days
  • Up to 12 month terms
Get approved

How it works?

The funds you need, right where you need them.

  • Simple, Affordable Monthly Terms. First 30 days always interest-free. No early repayment fees.
  • Get a Decision in Seconds. You’ll get a decision immediately. Checking your rate will not affect your credit.
  • Larger, Better Lines of Credit. Lines of business credit up to $50k*. You only pay for what you use.

Minimum requirements

  • FICO over 600 (*Checking your rate will not affect your credit)
  • Annual business revenue over $40k
  • No bankruptcies or open collections

Check your rate

Use Credit Key for your OTRUSA purchases.

Prequalify Now

Special Event!

-0% Interest For 60 Days With OTRUSA

We are excited to announce that we are launching a promotion with Credit Key for the next two weeks(03/21/2023- 04/03/2023)! Credit Key is our financing partner that gives you the ability to be instantly approved for up to $50k in financing with OTRUSA. Make flexible payments up to 12 months on any of your orders. The application process is quick and easy– just enter a few pieces of information for a real-time decision.

Additionally, for the next two weeks, any orders placed with OTRUSA using Credit Key will receive 0% interest for 60 days!

Just Click Here To Apply, and give us a call at 1-855-687-8721 or use Credit Key at checkout on our website when you are ready to place an order.

If you are already approved with Credit Key, reach out to our sales team at 1-855-687-8721 or use our website to place your order with Credit Key at checkout and receive 0% interest for 60 days.

*Checking your eligibility will not affect your credit score.
*Subject to credit check and approval. Limited payment options are available for purchases under $500.00. All Credit Key loans are made by First Electronic Bank, a Utah Chartered Industrial Bank, member FDIC.